Eligible expense examples

ABLE accounts can pay for a variety of expenses related to maintaining the health, independence, and quality of life for people with disabilities.

This guide provides examples of possible disability related expenses. Remember: ABLE account holders are advised to maintain copies of receipts for all purchases and fees when using money from their ABLE accounts.

Basic living expenses

  • Food

  • Heating fuel

  • Gas

  • Electricity

  • Water

  • Sewer 

  • Garbage removal

Health and wellness

  • Medical bills

  • Medications

  • Exercise services or equipment

  • Wheelchairs, walkers, hospital beds, and other durable medical equipment

  • Service animals

Housing

  • Mortgage (including property insurance required by the mortgage holder)

  • Real property taxes

  • Rent

Education and training

  • Textbooks

  • Tuition 

  • Certification

  • Trade school

  • Attendant fees

Employment

  • Tools of the trade

  • Certification and licensing fees

  • Work-related uniforms 

  • Job coaching

  • Start-up fees for entrepreneurs

Transportation

  • Car

  • Bus

  • Metro

  • Subway

  • Uber

  • Taxi

  • Train

  • Plane

Financial management and legal fees

  • Tax preparation

  • Financial advisor services

  • Attorney fees

  • Court fees

Assistive technology

  • Computer

  • Hearing aids 

  • Screen reader

  • iDevices 

  • Apps

  • Communication devices

Burial fees and expenses

  • Pre-planning fees for burial

  • Funeral and burial expenses 

  • Pre-paid cemetery plots