Are there age restrictions to open an account?

An adult beneficiary can open an account for themselves. If a beneficiary is under the age of 19, they must have an Authorized Legal Representative (also known as an ALR) do it for them. An ALR must attest that they have been selected by the beneficiary with legal capacity, are designated as the Power of Attorney, Legal Guardian, or Conservator for the beneficiary, are a spouse, parent, sibling, or grandparent of the beneficiary, or are a representative payee (individual or organization).

 

Once a beneficiary has reached the age of majority, age 19 in Alabama, they may choose to assume administrative duties on their account. If they wish to do so, they’ll just need to fill out a form to remove their Authorized Legal Representative.

Learn more about the role of an ALR.

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Sign up and start saving

Once you are ready to open an account, you can do so here online. When opening an Alabama ABLE account, be sure to have information about the beneficiary, qualifying disability, and how the ABLE account will be funded. Learn more about who can open an account and all the benefits of having one — or if you’re ready to get started, open one today!

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Have specific questions?

Here are a few ways to get answers: Give us a call Monday through Friday, at 1-833-711-2253 from 8am-7pm CT, use our Live Chat feature in the bottom right of your screen (when available), or browse Frequently Asked Questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

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