How do gifting limits work?

Gift contributions count towards your standard contribution limit for the year. Friends and family will be prevented from making gift contributions that go beyond the gifting limit you set, but gift contributions could also be capped by contributions you make.

For example, if your gifting limit is set to $18,000, but you make a $2,000 standard contribution to your ABLE account, you can only receive $16,000 in gift contributions from friends and family for the remainder of the year.

You'll be prompted to set up a gifting limit when you set up your gifting page.

The progress made toward your gifting limit is shown on your gifting page as a percentage. Don’t worry, friends and family can’t see the actual dollar amount you’ve collected. If you don't want anyone to see your progress you can check the "Don't show gifting limit" box when you set up your gifting page.

You can update your gifting limit at any time by clicking "Edit this page" from your gifting page preview. 

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Sign up and start saving

Once you are ready to open an account, you can do so here online. When opening an Alabama ABLE account, be sure to have information about the beneficiary, qualifying disability, and how the ABLE account will be funded. Learn more about who can open an account and all the benefits of having one — or if you’re ready to get started, open one today!

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Have specific questions?

Here are a few ways to get answers: Give us a call Monday through Friday, at 1-833-711-2253 from 8am-7pm CT, use our Live Chat feature in the bottom right of your screen (when available), or browse Frequently Asked Questions.

Individuals with speech or hearing disabilities may dial 711 to access Telecommunications Relay Service (TRS) from a telephone or TTY.

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